"Wear your dream fine jewelry today. Pay over time with flexible, transparent financing."
Flexible Payment Options
At CHOW HENG FOOK, we believe luxury should be accessible on your terms. We partner with leading payment providers to offer transparent, flexible payment plans so you can celebrate life's milestones without compromise.
Shop Pay Installments & Flexible Plans
Split your purchase into manageable installments with zero hidden fees, zero penalties for early repayment, and instant approval at checkout.
- 4 Interest-Free Payments: Split your total into 4 equal bi-weekly payments with 0% interest and no impact on your credit score.
- Monthly Installment Options: For higher-tier heirloom pieces, choose 3, 6, or 12-month financing with transparent monthly rates.
Accepted Payment Methods
We accept all major credit cards (Visa, Mastercard, American Express), Apple Pay, Google Pay, PayPal, and Shop Pay for encrypted, secure checkout.
How to Choose Financing
- Add your favorite CHOW HENG FOOK jewelry pieces to your bag.
- Proceed to checkout and select your preferred installment option (e.g. Shop Pay Installments or Affirm/Klarna where available).
- Review your customized payment schedule and complete your purchase securely.
Questions About Financing?
Our concierge team is available to assist you with payment options at support@lumorajewelry.com.